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Terms of Service

Last updated: June 15, 2026

This document is a template and has not been reviewed by an attorney. It does not constitute legal advice and may not reflect the laws applicable to you.

These Terms of Service ("Terms") govern your access to and use of the Nuvor platform and related services (the "Service"), operated by Nuvor, Inc. ("Nuvor," "we," "us," or "our"). By creating an account or using the Service, you agree to these Terms. If you do not agree, do not use the Service.

1. Service Description

Nuvor is an informational and educational platform that aggregates market data, congressional-trading disclosures, SEC EDGAR filings, retail social sentiment, news, and related analytics, and provides tools such as portfolio tracking, signal scoring, and optimization models. The Service is provided for research and educational purposes only.

2. Not Investment Advice

Nuvor is not a registered investment advisor, broker-dealer, or financial planner, and nothing on the Service constitutes investment, financial, legal, or tax advice. All content, scores, recommendations, optimizations, and analytics are informational only and are not personalized to your circumstances. You are solely responsible for your own investment decisions and should consult a qualified, licensed professional before acting. See our Investment Disclaimer.

3. User Responsibilities

  • You must be at least 18 years old and legally able to enter into these Terms.
  • You will provide accurate information and keep your account credentials secure.
  • You will not misuse the Service, attempt to disrupt it, scrape it at scale, or access it through unauthorized means.
  • You will comply with all applicable laws and will not use the Service for unlawful purposes.
  • You are responsible for verifying any data before relying on it; market data may be delayed, incomplete, or inaccurate.

4. Account Terms

You are responsible for all activity under your account. We may suspend or terminate accounts that violate these Terms. You may close your account at any time; certain data may be retained as described in our Privacy Policy or as required by law.

5. Brokerage Connections (Optional)

Connecting a brokerage account is entirely optional; the Service is fully usable without it. If you choose to connect one, you provide your own brokerage API credentials, which we encrypt at rest and use only to read your positions and to place orders that you explicitly confirm. The Service has no ability to withdraw, transfer, or otherwise move funds or assets out of your accounts, and it does not place trades autonomously or without your per-order confirmation. You may revoke a connection at any time from your settings, and you remain solely responsible for any orders you confirm.

6. Intellectual Property

The Service, including its software, design, branding, and original content, is owned by Nuvor, Inc. and protected by intellectual-property laws. We grant you a limited, non-exclusive, non-transferable, revocable license to use the Service for your personal, non-commercial purposes. Third-party data remains the property of its respective owners and is used subject to their terms.

7. Limitation of Liability

The Service is provided "as is" and "as available," without warranties of any kind, express or implied. To the maximum extent permitted by law, Nuvor, Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any investment losses, lost profits, or loss of data, arising from your use of (or inability to use) the Service. Our total liability for any claim shall not exceed the amount you paid us, if any, in the twelve months preceding the claim.

8. Termination

We may suspend or terminate your access to the Service at any time, with or without cause or notice. Upon termination, your right to use the Service ceases immediately. Sections that by their nature should survive termination (including intellectual property, disclaimers, and limitation of liability) will survive.

9. Changes to These Terms

We may update these Terms from time to time. Material changes will be communicated through the Service or by email. Your continued use after changes take effect constitutes acceptance of the revised Terms.

10. Governing Law

These Terms are governed by the laws of the State in which Nuvor, Inc. is organized, without regard to its conflict-of-laws principles. Any disputes shall be resolved in the courts located in that jurisdiction. (Specific jurisdiction to be confirmed by counsel.)

11. Contact

Questions about these Terms may be sent to legal@nuvor.io, or by mail to Nuvor, Inc., 1522 Western Ave STE 84575, Seattle, WA 98101.